Financial literacy calls on several skills: ethics, consequences of your actions, and responsibility. YouthEntity’s financial knowledge workshops are not only a course in finances - they’re a course in life.
— Paul Hilts, "I am financial knowledge." Program Manager

Together with Alpine Bank, YouthEntity sponsors "Banking on Your Future" workshops for high school students building upon our "I am financial knowledge." programs for 5th and 8th graders. 

Program Description

The Banking On Your Future program uses a curriculum powered by EverFi, a new-media learning platform that uses the latest technology – video, animations, 3-D gaming, avatars, and social networking – to bring complex financial concepts to life for today’s digital generation.  The program teaches students 10 modules about:

  • Savings
  • Banking
  • Payment types, interest rates and credit cards
  • Credit scores
  • Financing higher education, including FAFSA forms
  • Renting vs. owning
  • Insurance and taxes
  • Consumer fraud
  • Investing

The program tracks individual student progress and knowledge gain and provides students who successfully complete the course with certification in financial literacy, which can be a powerful tool for a job application, college search and internships.

Every student who completes the course also takes a final test provided by YouthEntity for the chance to earn $.50 for every correct answer, up to $17.50 each.  YouthEntity mails participating teachers the final tests and answer sheets and then processes and sends checks to students.  Alternatively, you can download the exam booklet and answer sheet below. 


If your high school classroom is interested in participating in the Banking on Your Future program, please contact Kirsten McDaniel, Executive Director/Banking on Your Future Program Manager, YouthEntity, by e-mail at or by phone at (970) 963-4055.

Test Answer Sheet
Test Booklet